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Besides being useful for the usual family holidays, or typical trips one might make, the standard cover provided by John Lewis Travel Insurance, and unlike some other holiday insurance policies, John Lewis Travel Insurance - both Single Trip and Annual Multi-Trip Cover - will also automatically provide cover if you are away from home on a business-related trip.

If being used for business, then John Lewis Travel Insurance also provides cover for your laptop. However, if, like many people, you carry several different gadgets, then optional John Lewis Technology Cover allows you to increase the cover on your valuables to £1,500 to protect all of them. The Technology Cover provides protection for: Computer equipment; Audio and visual equipment; Photographic equipment; Sports equipment; and also Watches.

The countries in which you will be covered with John Lewis Travel Insurance will depend on the level of cover you have chosen, and this could be either: European Cover; Worldwide Cover; or Worldwide and US Cover.

Besides all the helpful advice available on the John Lewis Travel Insurance website, John Lewis also provide a Travel Advice Line, available both before, and during, your trip. The Travel Advice Line can be invaluable, and can answer all kinds of questions, such as those about visa requirements, or health issues, questions about lost tickets, and much more.

• Mobile Phones, PCs and PDAs at Comet • Ambrose Wilson, from JD Williams • Laura Ashley

John Lewis Travel Insurance offers a lot more than many similar types of holiday insurance, including but not limited to:

* Travel cover for up to six months
* 20% discount for purchasing online
* Loss or theft of your passport covered as standard
* Trip cancellation cover of up to £8,000 per person
* Up to £2,500 for lost luggage
* End Supplier Failure Cover - protection from disruption caused, for example, by the business failure of your holiday supplier.


(Please note the amounts given above were correct when researched; for the latest figures, which may be different, you should consult the John Lewis Travel Insurance website).

Also, unlike some holiday insurance policies, with John Lewis single trip holiday insurance policies your cover starts as soon as your policy is paid for. That means you are then protected against problems that may mean you need to cancel a pre-booked holiday.