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While anyone is, of course, able to purchase M&S Car Insurance, as a Marks and Spencer Cardholder, you could save up to 15% off the cost of your M&S Motor Insurance policy.

The main M&S Cardholder must be a named driver on the Motor Insurance policy, and your address matching the Motor Insurance policy address. The discount you enjoy will be automatically deducted from the net premium, (i.e. excluding any add-on products and/or charges, etc), so the insurance price shown at the end of the free quote will be inclusive of the discount.

The Marks & Spencers Cardholder discount is not available to customers amending an existing M&S Car Insurance policy - although you'll still be getting an excellent insurance deal nonetheless.

• AA Breakdown • JD Williams • LauraAshley

With M&S Car Insurance, although you may not pay a five-star price, you'll get a five-star product all the same. Here are just some of the ways in which you get a five-star product with M&S Car Insurance:

* Marks and Spencer Cardholder discount
* Premier or standard insurance cover - choose the cover that suits you best.
* Breakdown cover (provided by RAC Breakdown) - included with Premier Cover.
* Motor legal protection - included with Premier Cover Motor Insurance
* Guaranteed replacement car - included with Premier Cover Motor Insurance
* With M&S Car Insurance you can take your car anywhere in the European Union for up to 90 days in any single cover period.
* Personal accident cover - for peace of mind
* With M&S Car Insurance your personal belongings are insured for up to £200 against theft or loss; damage by fire; or damage by accident while they are in your vehicle.

With free, no-obligation quotes available from M&S Car Insurance website you can begin your journey to cheaper and better Motor Insurance right away!